January 2015

There are 3 blog entries for January 2015.

  http://www.dreamstime.com/royalty-free-stock-images-smart-card-illustration-structure-spending-household-budget-vector-image43875699

Often times New Year's resolutions are so focused on losing weight or quitting a bad habit, that people forget it's also a great time to reassess their finances. This year, make it a resolution to create a plan to tackle household debt. Here are four simple steps to get you started:

1. Cut down mortgage costs.
By making your mortgage payments more frequently, you'll save a substantial amount of money in the long run. Instead of making a payment each month, change to a weekly pay mortgage, or even opt for the accelerated-weekly payment.
2. Pay your bills on time
Out of sight, out of mind is not the way to go. It's important not to let your bills pile up, even though they can seem daunting. Instead of having your bills delivered by mail, set up a

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  http://www.dreamstime.com/royalty-free-stock-images-transport-cardboard-boxes-relocation-concept-image19972019

Many families are plagued by clutter in their homes, leaving them feeling overwhelmed and stressed. Here are some tips to help cut the clutter this year:

Toss up your wardrobe - Identify clothes you haven't worn for about six months and take them to a consignment store, or donate them.

Get smart about storage - Put up hooks and hangers in your garage, purchase more shelves and drawers for you home, buy containers to store items under beds -- any opportunity to utilize an area for storage should be grasped.

Don't be overly sentimental - Look for items causing clutter in your house and determine whether or not you truly need them, or if can part with them.

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Yearly records set as monthly sales see slight decline   Condominium and townhouse sales set a new record for 2014

It was a record setting year for Calgary’s condominium apartment and townhouse sectors, as sales reached new annual highs despite year-over-year residential sales declines of 7.5 per cent in December.

Single family sales totaled 708 units in December, a year-over-year decline of 8.3 per cent. Meanwhile, total condominium sales also declined by six per cent over the same time frame, but overall activity remained consistent with long-term averages.

“It is not unusual to see slower activity in the month of December as consumer focus often shifts toward the holiday season,” said CREB® president Bill Kirk. “While monthly sales activity has…
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